The terms that apply to using this site and to anything you buy or apply for through it.
Effective date: September 14, 2026
These terms apply to your use of this website and to anything you buy or apply for through it. By using the site you accept them. If you do not accept them, please do not use the site.
The site is operated by Borja Consulting Group, LLC.
You agree to:
The text, images, frameworks and course material on this site belong to Borja Consulting Group, LLC or are used with permission. The FORMEA Method and the programme material are ours. You may read, share and link to pages freely. You may not present the material as your own or resell it.
Programmes and courses are described on their own pages, and each is subject to the terms stated there, including any guarantee. Prices shown may change, and where a page shows a price it is an invitation to enquire or purchase rather than a binding offer.
Payments for courses are taken by a third-party payment provider, not on this site. Their terms apply to the transaction itself.
Calls are booked through Calendly. If you cannot make an appointment, please cancel or reschedule using the link in your confirmation so the time can go to someone else.
If you apply to the affiliate programme, the affiliate terms and conditions govern your participation in it, in addition to these terms.
This is important. The content on this site, and the coaching and consulting we provide, is educational and strategic. It is not investment advice, financial advice, legal advice, tax advice or accounting advice, and no relationship of that kind is created by using this site or by joining a programme.
Raising capital and investing carry risk, including the risk of losing money. Before acting on anything you read or are taught here, take advice from a professional who is licensed to give it and who knows your circumstances.
Case studies, testimonials and figures on this site are the real experiences of the people named. They are not a promise, a projection or a guarantee that you will get the same result. What you get depends on your situation, your market and the work you put in.
Where we link to another site we do so because we think it is useful. We do not control those sites and we are not responsible for their content or their practices.
We aim to keep the site available and accurate, but we do not guarantee it will be uninterrupted or error free, and we may change or withdraw any part of it.
To the extent permitted by law, Borja Consulting Group, LLC is not liable for indirect, incidental, special or consequential losses arising from your use of this site or from decisions you make based on its content. Nothing in these terms limits liability where the law does not allow it to be limited.
We may update these terms. The version on this page, with the effective date above, is the one that applies.
These terms are governed by the laws of the State of New Jersey, and any dispute will be dealt with by the courts there.
If you have a question about these terms, please get in touch.
If anything here is unclear, or you want to know what we hold about you, just ask.